The Finance Tracker @megofmeans

Your Income Clarity Calculator is on its way to your inbox. If you're ready to move beyond just calculating and start actually tracking, The Finance Tracker below includes the calculator—and everything else you need to finally feel in control of your money.

Stop wondering if you're okay with money. Start knowing.

$24 • one-time payment

A simple-to-use Google Sheets tracker that shows you exactly where every dollar goes—so you can stop the constant money anxiety and turn confusion into clarity to actually enjoy your paycheque.

I’m Meg. I spent 13+ years as a Graphic Designer and Creative Director, until I was let go unexpectedly. Almost overnight I had to pivot from an 88k salary to living on $30k (employment insurance and side hustles).

I built this tracker during that time to erase anxiety, avoid debt, and know without doubt that I was okay. I’m sharing it so you can have that same 'safe zone' certainty, no matter what your income looks like.

What others are saying:

"I've been on and off my money journey for a number of years now, tried a few different things, and nothing has quite stuck like your tracker.

I would have no idea how much money I made in January ($6.5k!!!) had I not tracked all my little income streams, paycheques, and deposits coming in.

I still have to get better at the budgeting side, but seeing where my expenses are going helps a lot. I even started contributing to my RRSP and TFSA again. I know it will make a big difference for me this year."

What others are saying:

"I've been on and off my money journey for a number of years now, tried a few different things, and nothing has quite stuck like your tracker.

I would have no idea how much money I made in January ($6.5k!!!) had I not tracked all my little income streams, paycheques, and deposits coming in.

Track everything in one place

Spend less than 10 minutes a week. Log expenses as they happen, or sit down once a week for a 'Money Date.' It’s designed for high-level clarity and intentionality, not tedious data entry.

Monthly Dashboard Track expenses, income, debt, savings, and investments in one view. Set budgets for any category and see if you're overspending or staying on track.
Income vs. Expenses Both sides of your story. Know if you're breaking even, ahead, or need to course-correct.
Needs vs. Wants Breakdown Understand where your money is going—essentials vs. everything else. No shame, just data.
Debt Tracker Log payments, track interest, watch your balance shrink. See your progress in real numbers—every payment moves the needle.
Annual Overview Your entire year at a glance. Monthly and annual totals help you spot patterns so you can plan better next year.
Net Worth Dashboard The big picture of where you stand financially, overall. This is the number wealthy people obsess over—now you can too.
Auto-calculations (no math required) Zero formulas and no complicated setup. Everything calculates automatically.
Video Walkthrough A quick start guide—start with confidence.
Instant Delivery The link hits your inbox the moment you checkout.
Lifetime Access One-time payment, zero subscriptions. Free access to future updates.
4 Colour Options Choose from neutral, teal, ultramarine and magenta.

Payment details

My 'Peace of Mind' Guarantee. I’m not here to just sell you a spreadsheet—I’m here to help you get clear. Because this is a digital product, I don't offer standard refunds for 'change of heart', but I do stand by my work. If you get stuck, I'm just an email away. I’ll personally jump in to help you get up and running. Your clarity is the priority.

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clicking 'Get it now', you agree to the Terms and Privacy Policy and consent to receive the product delivery email and opt in to my email list (you can unsubscribe at any time—but I'll never intentionally spam you!).

FAQ

Is this hard to set up?

Not at all! The tracker includes a video tutorial that walks you through setup step-by-step. Most people are up and running in under 10 minutes. Just make a copy of the Google Sheet, follow along with the video, and start entering your information.

How much time do I have to spend tracking?

You can spend less than 10 minutes a week in this tracker—how you use it is up to you. Log expenses as they happen, or sit down once a week for a 'Money Date.' It’s designed for high-level clarity and intentionality, not tedious data entry.

Do I need to know how to use spreadsheets or formulas?

Nope! All the formulas are already built in. You just plug in your numbers and everything calculates automatically. If you can type numbers into cells, you can use this tracker.

What exactly do I get for $24?

A personal finance coach costs $200/hour. A complex software subscription costs ~$15/month forever.

For $24 (the price of one lunch out), you get the system I used to manage an $88k-to-$30k pivot for life, including:

• Monthly budget tracker with custom categories

• Debt payoff calculator

• Net worth tracker

• Annual financial category totals, overview and reports

• Investment tracking

• Video setup tutorial

• Lifetime access to updates

You'll also get the Income Clarity Calculator to calculate your baseline needs so you know exactly what your 'Safe Zone' number is to better budget in your monthly tabs before you start tracking.

How do I receive it after purchase?

You’ll get instant access via email immediately after checkout. I'll send you both the direct link as well as an instructions PDF to make a copy in your own Google Drive, and you’re ready to go.

Do I need to pay for Google Sheets?

No! Google Sheets is completely free. You just need a free Google account (Gmail). I've included the link to create a free account in the instructions PDF I'll send you.

Can I customize it for my situation? Irregular income? Freelance or gig work?

Absolutely. You can set your own categories, adjust budgets, and modify it to fit your needs. It’s designed to be flexible for different income types, multiple incomes or variable incomes, all family types, and whatever your financial goals.

Will this work on my phone/tablet?

Yes! Google Sheets works on any device through the app or browser. This template is optimized for detailed desktop viewing. You can update your tracker on the go through tablet or mobile, though navigation is easiest on a computer.

Can I share this with my partner or spouse?

Of course. You can share the Google Sheet with anyone and both work in it together. Many couples use this to manage their finances as a team.

Do you offer support if I get stuck? What if it doesn't work for me?

I’m not here to just sell you a spreadsheet—I’m here to help you get clear. Because this is a digital product, I don't offer standard refunds for 'change of heart' or if you spreadsheets aren't for you, but I do stand by my work. If you get stuck, I'm just an email away. I’ll personally jump in to help you get up and running. Your clarity is the priority.

How is this different from free budget templates?

This is a complete integrated system, not just a basic budget. Everything connects—your income, expenses, debt payments, and savings and investments all impact each other. Overviews and breakdowns update automatically, and annual reports pull from all your data. Plus you get lifetime updates and ongoing support. It’s designed to give you a complete financial picture, not just track spending.

I made a mistake and my formulas aren't working?

No problem—you can always download a fresh copy from the original link in your email. If a formula has gone wonky, you can always copy it from another tab (if it's in a monthly dashboard) or email me and i'll help get your sorted. When entering your data, make sure you're in the right cells so you don't corrupt formula and throw your totals off.

For personal use only. The tracker is a tool for organization, not a guarantee of wealth or financial advice.

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